Incentive measures for more environmentally friendly systems
Switzerland has also implemented a range of incentive measures to encourage owners of apartment buildings and private homes to install more environmentally friendly systems. The installation of solar panels (thermal and photovoltaic), heat pumps, and other renewable-energy solutions now comes with tax deductions and subsidies.
Given the growing number of technologies and systems available, the country has also prioritised communication through awareness and information campaigns aimed at architects, construction and real estate professionals, as well as the wider public, tenants and property owners alike.
Support to undertake energy renovation
As we can see, an entire sector is mobilising on two fronts: new construction and energy renovation. And this is precisely where the most significant challenge lies, because the emissions from our buildings weigh heavily on our carbon footprint. We must therefore succeed in bringing as many owners as possible onto the path of a more sustainable future for all.
However, deciding to embark on an energy renovation project is not something that happens overnight. Firstly, because there is a myriad of possible technical solutions to make a building cleaner and more efficient, from enhancing thermal insulation to replacing outdated heating or cooling systems with renewable-energy alternatives. Secondly, although these technologies consume far less energy and generate significant savings over time, the initial investment often discourages owners.
To actively support this collective transition, Plus Financement Immobilier has set itself the mission of simplifying the process and helping owners take the step, because complexity remains a major obstacle.
Firstly, there is the technical complexity: each installation is unique and requires a case-by-case approach. Additionally, it is not always straightforward to determine which financial aids are available, such as subsidies, low-interest loans, or tax incentives. Finally, while convincing an individual owner can already be challenging, persuading a co-ownership to undertake renovation is even more difficult. To address these challenges, we have developed a simple tool to guide owners through every stage of the process:
1. Identification of renovation needs and priorities
2. Estimation of costs, potential financial aids, and impact on property value
3. Assessment and comparison of financing options, whether through equity or mortgage credit
4. Development of a comprehensive financing plan, including tax optimisation
5. Monitoring of both project and financing until full completion
This approach ensures that owners are fully informed of the benefits, supported in securing financing, and have a clear understanding of the technical aspects of their project. Despite its complexity, energy renovation offers only advantages: it reduces costs, increases property value, and contributes to a more sustainable future.
